OnePath Product Range
OneCare is a comprehensive, flexible suite of life insurance products which can be tailored to your specific needs. OnePath offers three main categories of insurance in this range.
- A full-featured life insurance product called OneCare Life Cover.
- Three income protection products for you and your business: OneCare Income Secure Cover, OneCare Business Expense Cover and OneCare Living Expense Cover.
- Two 'recovery money' products to help you survive the financial consequences of a health crisis: OneCare Trauma Cover and OneCare Total & Permanent Disablement Cover.
Extra Cover
In addition to this range of life, TPD, trauma and income protection policies OnePath offers the following types of extended cover which can be packaged with any other OneCare policy.
- With Child Cover you can insure your children or grandchildren aged 2 - 15 years for between $10,000 and $150,000. The policy offers protection until they reach age 21 by paying a lump sum if they suffer from a number of serious illnesses including cancers, paralysis or brain tumours.
- Extra Care Cover can be used as an affordable top-up to extend the protection of your other OneCare insurance policies. It provides a choice of additional benefits for accidental death, terminal illness or needlestick injuries and is particularly suited for medical professionals or people in high-risk occupations.
Ownership Options
OneCare insurance policies can be taken out as standalone cover or in combination with other types of cover. OnePath offers premium discounts if you buy multiple policies or link your policies with those of your family members.
You can hold your OneCare insurance direct, through OnePath's 'MasterFund' superannuation vehicle ('OneCare Super'), or through your qualifying SMSF or small APRA superfund. 1300 Life Insurance can give you expert advice on the best way to structure your policies with your superannuation.
Contact a 1300 Life Insurance Advisor Today
1300 Life insurance have access to the full range of Life Insurance available from all Australian life insurance companies. Our advisors use sophisticated analysis to evaluate the features and benefits of each product against your own needs. Our duty of care is to always act in your best interest. We will:
- Assess your needs
- Make an unbiased recommendation
- Provide you with a written statement of advice
- Ensure your cover is properly implemented
If your interested in Life Insurance, please complete an enquiry form and our advisers can get in touch with you. Alternatively you can also phone 1300 543 346 during business hours.
