Why you should consider Life Insurance
Insurance advice for all Australians
Life insurance is one of those topics we don't like talking about. While most of us will happily insure our homes, possessions and cars, taking care of ourselves is often a different story.
Australians are typically underinsured. For many, life insurance is held as part of a superannuation scheme, if at all. But superannuation insurance typically offers coverage that wouldn't even pay the average mortgage, and most people remain uninsured against loss of income, trauma and disability.
Add to that the long, complicated forms required by many insurance companies, and there are just too many good reasons to delay taking out adequate cover.
Insurance for the future
At 1300 Life Insurance, we want to help ordinary Australians get the right coverage for their needs. When thinking about insurance cover, we encourage people to consider more than just their debts. Insurance is there to ensure that your family and loved ones are looked after:
- Pay off your mortgage and other debts
- Fund ongoing education expenses
- Cover medical costs and unforseen emergencies
- Maintain lifestyles
- Remove the burden of financial worry
Risks
Consider the following facts:
- Nearly 10% of full time workers are unable to work due to chronic illness in Australia
- Almost 1 in 5 Australians will experience mental illness
- Over 200,000 people suffer a critical illness, stroke or heart attack every year
- More than 60% of Australians will be disabled for at least a month during their working lives
- About a quarter of breast cancer cases are in women under 50 years of age
- 13% of retirees report no main income source
- One in 10 Australian men will die between age 20 and 55
- One in 20 Australian women will die between the same ages
Independent life insurance advice
Call 1300 Life Insurance or fill out our easy quote form, and our licensed insurance professionals will be in touch to discuss your insurance requirements and options.
There is no obligation, and our consultations are free or charge.
How much insurance
do you need?
When calculating your insurance coverage, make sure you take into account all of your debts, as well as ongoing lifestyle and education expenses. Proper coverage can ensure that your family will be comfortable, whatever happens.
